Dental Insurance And Dental Discount Plans For Individuals & Families and Employer Groups

It is important to understand the difference between dental insurance plans and dental discount plans.

Dental insurance plans usually have a waiting period for basic and major services with deductibles and coinsurance. Usually there are no waiting periods for preventative services.

Dental discount plans are an agreement for the dental provider to discount their services. There are no waiting periods, deductibles, or coinsurance.

Several health insurance carriers provide dental discounts and/or dental insurance with their major medical plans. Please call or email our office if you are shopping for a health and dental plan together.

Need immediate basic or major dental work? Consider applying both for the Delta Dental Patient Direct discount plan and one of the dental insurance plans. You will be able to obtain immediate basis and major service with the discount plan while completing the waiting period for the insurance plan.

Dental Insurance Plans:

Assurant Health Dental Plans
Comprehensive plans with the shortest waiting periods.

UnitedHealthOne Dental & Vision Plans
Less expensive plans with longer waiting periods. Vision Option.

Dental Discount Plans:

Delta Dental Patient Direct
Least expensive discount plan with no waiting periods.